Guruji starts by praising the people of the place and gets started with his speech. Human beings need peace of mind and happiness , without which wealth and money have no value. Many people come to me and tell: Swami I have everything but I don't have peace of mind. What shall I do? Swamiji says whatever you are going through today is result of punya(good karma) and papa(restricted karma or causing ill to others) in this birth or in previous births. Because of good deeds we get happiness and because of bad deeds we suffer. These papa and puniya are the cause of happiness and suffering, this is clearly recorded in our shastras. The papa and puniya are of 3 types. So the results of them is of three times. What are those 3 types: 1. Some of puniya karma is done via Manaasu (mind) - if karma is papa then it is Manasica Papa 2. Some of puniya karma is done via speech( by speaking) - if karma is papa then it is Vachika Papa 3. Some of puniya karma is done via body - i...